$5,000 Accidental Death benefit is 24 hour coverage- business or pleasure. This benefit pays when a member died from a sudden, unforeseen, and unexpected event including exposure or disappearance.

$5,000 Line of Duty benefit is defined as a “covered activity” and will pay in addition to the Accidental Death benefit when a member is killed while performing law enforcement duties.

$5,000 Common Carrier benefit is paid in addition to the Accidental Death Benefit if a member is killed while riding on a qualifying land, air, or water transportation.

Addition Benefits are paid when a member is involved in an accident that directly results in one of the following losses:

·         Loss of speech-- $2,500            

·         Loss of Hearing (2 ears)-- $2,500

·         Reattach hands or foot-- $2,500    

·         Loss of hands or feet-- $5,000      

·         Loss of hand or foot-- $2,500                

·         Loss of Thumb and Index Finger of the same hand-- $1,250  

·         Loss of sight, both eyes-- $5,000

·         Loss of sight, one eye-- $2,500

·         Quadriplegia-- $5,000

·         Paraplegia-- $2,500

·         Hemiplegia-- $2,500

·            Uniplegia--  $1,250